Medicare Supplements Overview

Original Medicare (Parts A and B) covers many health care costs, but it doesn’t pay for everything. You may still be responsible for deductibles, copayments, and coinsurance. Medicare supplement plans, or Medigap, are private insurance policies designed to help pay for these out-of-pocket expenses. These plans work alongside your Original Medicare coverage, providing additional financial protection and peace of mind.

What Do Medigap Plans Cover?

Medigap plans can help cover costs such as:

• Medicare Part A and B deductibles
• Coinsurance and copayments for hospital and medical services
• Skilled nursing facility care coinsurance
• Emergency health coverage when traveling outside the U.S.

Medigap plans do not cover prescription drugs, dental, vision, or long-term care. For prescription coverage, you may want to consider a separate Medicare Part D plan.

Choosing the Right Medigap Plan in Iowa

In Iowa, there are several standardized Medigap plans to choose from, each offering different levels of coverage. Our team at Ackerson Insurance can help you compare these options, explain the differences, and guide you through enrollment.

Learn More

Ready to explore your Medicare supplement options? Contact us today to schedule a consultation with our knowledgeable team.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.