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Comprehensive Auto Insurance in Charles City, IA

Comprehensive auto coverage—sometimes referred to as “full coverage”—is typically one of the more expensive policies to carry as it provides a variety of protections. This includes coverage against non-collision risks (except in the case of animal collisions), making it a beneficial policy to carry. If you’ve financed your vehicle, your lender may require you to have such a policy until you pay off your loan.

If you want to learn more about comprehensive insurance or need to purchase a policy, reach out to the team at Ackerson Insurance today.

What Does Comprehensive Car Insurance Cover?

Comprehensive auto insurance will cover damage to your car when it comes from a hazard that is not related to a wreck. Policies might cover the costs of damage resulting from any of the following:

  • Vehicle fires
  • Falling objects
  • Severe weather
  • Flooding
  • Theft
  • Vandalism
  • Animal collision

If a tree falls on your car during a storm, for example, then this coverage can help pay for the costs to repair or replace the vehicle.

Is Comprehensive Insurance Worth It?

If you can’t afford to repair your vehicle after it is damaged, then you could be left without safe transportation. Comprehensive insurance helps ensure that you can have your vehicle repaired without having to cover all the costs out-of-pocket.

How Much Does Comprehensive Coverage Cost?

The cost of your comprehensive insurance will depend on various factors, including driving and claims history, the age and value of vehicle and the age of the insured driver(s). But keep in mind that it is much easier to pay for coverage than to pay for sudden, uninsured damage repairs.

Want to Learn More?

If you’re curious whether comprehensive coverage is right for you or if you need to buy a policy, don’t wait until it’s too late. Give the team at Ackerson Insurance a call today to get started.

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